“Ambition is the fuel that drives the engine of achievement” – Brian Tracy Ambition is what fuels your drive to succeed. It is that inner spark that drives you to chase your goals, build your dreams, and live a life that actually means something. It is the energy behind every breakthrough,...
Success is not about luck. It is the result of smart, conscious decisions. And when it comes to your future, few choices matter more than the ones you make about money. Every peso you will save, spend, or invest will shape your future. Any other choice that deviates from the smart ones can lead to...
“An investment in knowledge pays the best interest.” Benjamin Franklin said it centuries ago, but it still hits hard today. In a fast-evolving world, understanding money is an important life skill. More than freedom, this gives you the confidence and control to chase your dreams at your own...
Year after year, millions of Filipinos make the difficult decision to leave their families or loved ones behind for a chance of earning more and providing them with a better life. Mothers and fathers lose the opportunity to watch their children grow, while young adults or single Filipinos are...
Waking up to a home flooded up to hip level or reporting for work only to find out you have been let go by the company are scenarios one would wish were just a bad dream. For Karla and Paulo, however, this was their reality when Typhoon Ondoy and the global pandemic happened, respectively. Faced...
A sari-sari store around the corner, eateries lining up on the side of a street, 24/7 community laundry shop, or a digital marketing start-up agency are just a few examples of MSMEs or micro, small, and medium-sized enterprises that play a crucial role in providing employment and driving economic...
Even with the safety net of deposit insurance, both small and large depositors tend to pull out their funds when a nearby bank shuts down, suggesting that fear of losing access to cash outweighs the assurance of protection, according to a study co-authored by top Bangko Sentral ng Pilipinas (BSP)...
State-run Philippine Deposit Insurance Corp. (PDIC) has raked in a total of ₱411.4 million from the sale of 281 closed-bank properties in 2024, a 24.7-percent increase from the ₱300-million sales in the previous year. According to PDIC, this improvement is reflective of its “effective asset...
The Philippine Deposit Insurance Corporation (PDIC) announced on Wednesday, May 21, that the state deposit insurer has expanded its coverage to Islamic banks (IBs) and Islamic banking units (IBUs). As announced through Bulletin 2024-09, IBs and IBUs in the Philippines are “now officially covered...
“The secret of getting ahead is getting started” – Mark Twain. With rising living costs, saving is tough for many Filipinos, especially minimum wage earners. Waiting for a higher income to save makes it harder to develop the habit. While income affects saving, low income shouldn't hinder...
Aivie and her family almost lost all that they had when tropical storm Ondoy unleashed rains of epic proportions on 26 September 2009, submerging their home and everything in it. As soon as the flood waters subsided, they were faced with a very difficult question: how to pick up the pieces and move...
Saving money is a smart way to achieve goals and secure the future. But without the right mindsets, it can be very challenging. “ Your beliefs become your thoughts Your thoughts become your words Your words become your actions Your actions become your habits Your habits become your values...
