Being debt-free is truly liberating. You 're no longer burdened by repaying principal and interest. Credit card debt is a common trap people fall into. You spend money you don 't have on hand, and using your credit card seems like an easy out. In reality, though, this can send you into a...
The Philippines will receive a $500-million loan, or about ₱27.9 billion, from the Asian Development Bank (ADB) to support efforts to make the local agriculture sector more sustainable through 2030. ADB agriculture, food, nature, and rural development sector office senior director Qingfeng Zhang...
The Manila-based Asian Development Bank (ADB) will invest $1.5 billion, or about ₱83.8 billion, through a five-year farming program aiming to improve rice productivity and low-carbon rice production across Asia and the Pacific (APAC), including the Philippines. This is part of the multilateral...
State-run think tank Philippine Institute for Development Studies (PIDS) believes that skepticism surrounding the feasibility of the Association of Southeast Asian Nations (ASEAN) Power Grid is likely to diminish over time, citing investments that could help address this years-long concern. In an...
In a humbled demeanor, President Ferdinand Marcos acknowledged that the 5-5-2 Senate results were somewhat of a rebuke to certain government policies and highlighted what people need. Marcos stated, "People are tired of politics," and that the government had been too focused on...
BY Carlos Cervantes The year 1990 marked the beginning of my banking career in Mindanao, where I was immediately immersed in the world of microfinance as an account officer for a local Thrift Bank. As a thrift institution, our mandate was to extend credit to Micro, Small, and Medium Enterprises...
The Institute of Plant Breeding is celebrating its 50th anniversary with the theme “IPB Golden Jubilee: Celebrating Milestones, Innovating Pathways in Plant Breeding” this year with various activities. Among these activities was a Farmers’ Field Day from May 20 to 23 at Pili Drive,...
From what we 've seen, the second Trump administration wouldn 't exactly tiptoe around US interest rate timing. Just recently, US President Donald Trump called US Federal Reserve Chairman Jerome Powell a “fool” for acting “too late” in lowering the central bank’s benchmark rate;...
High performance is often connected to burnout. However, there are many ways to avoid burnout while striving for high performance. People are increasingly realizing that excelling in their work or any endeavor doesn 't have to come at the cost of burnout. When one is passionate about what they...
Before the Israel-Hamas conflict broke out in 2023, this writer was blessed to join a Holy Land pilgrimage in Israel. One of the highlights of the visit was the Church of the Holy Sepulcher in Jerusalem, one of the holiest places in Christendom, believed to encompass both Golgotha, the site of...
An archipelago of 7,641 islands, there’s something magical about traveling across the Philippines. Beyond the beaches and lush mountains lies a rich story of heritage, hospitality, and heartfelt encounters. Over the past year, I 've had the joy of discovering some of the country’s most...
For many, home isn’t just four walls and a roof, it’s a personal canvas. The furniture layout, chosen textures, and how light moves through space all reflect identity. Increasingly, home design is seen as an extension of the self. For women in design, this link between space and story is second...
