Financial literacy is a must-have tool, especially for younger folks navigating today’s complex economy. In the Philippines, where more and more people are getting credit cards, knowing how to manage credit and use it wisely is more important than ever. My own kids, Carl and Nia, really showed me...
Local newspapers have reported an ongoing investigation into a ₱1.4 billion investment in Alternergy Holdings Corp.’s perpetual preferred shares, valued at ₱14.5 per share, under a private placement deal with Alternergy. This deal, reportedly not cleared with the Government Service Insurance...
There’s been a lot of talk about this topic lately, to the point of misinformation. In this article, I want to present both sides – the government 's perspective and some statements from the public – to help us understand it better. First off, the public shouldn’t panic about this 20...
We all need a Plan B—an alternative course of action for when our first choice isn’t available, viable, or possible. While a Plan B is often needed or at least preferred, there are many situations where one doesn’t exist. The first time I realized I needed a backup plan was when I was...
The Tokyo-based think tank Asian Development Bank Institute (ADBI) has flagged rising post-pandemic debt repayments in developing economies across the region, including the Philippines, which are depriving governments of more funding for public goods and services. “Between 2008 and 2019, annual...
For many, makeup is more than just cosmetics—it’s a form of empowerment. A single swipe of red lipstick can boost confidence, while for others, the world of beauty can feel intimidating. Whether you 're a starting out or a seasoned pro, mastering the art of makeup involves understanding...
Incoming legislators of the 20th Congress filed their priority bills as soon as their terms started last June 30. Many of these proposed laws pertain to the economy, encompassing the three major sectors of agriculture, industry, and services. Those that involve revenues and taxation must originate...
What makes companies not only perform but endure—and even inspire? Increasingly, the answer lies in something often invisible yet profoundly powerful: corporate culture. Corporate culture refers to the shared values, norms, beliefs, and behaviors that shape how people within an organization...
The Philippines remained one of the world’s best in investor relations (IR) and debt transparency, even as it lost to Indonesia this year the top spot it held last year in the annual ranking of the Washington-based Institute of International Finance (IIF). In the 2025 IIF Investor Relations and...
Imagine touring a farm from the comfort of your home. That 's precisely what Dr. Rolando “Olan” Maningas, head of the Agricultural Training Institute (ATI) Calabarzon Center, showcased in his “Steering Digital Transformation Through AGRi 360” presentation. We virtually visited Ed...
Why is the Philippines a forever rising tiger? It’s a question that keeps coming up, again and again, in business forums, political debates, and even casual conversations. We always seem to be at the edge of something big, full of potential, full of promise. And yet, somehow, we never quite get...
The Bangko Sentral ng Pilipinas’ (BSP) push for personal equity and retirement accounts (PERA) is expected to promote the wider adoption of open finance in the Philippines, according to the Tokyo-based think tank Asian Development Bank Institute (ADBI). “The BSP remains committed to advancing...
