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Manila Bulletin devider devider Cash Loan Disbursements in as Fast as 1 Minute

Cash Loan Disbursements in as Fast as 1 Minute

Published Dec 5, 2020 08:00 am

To make overall customer experience more seamless and convenient, Home Credit—the country's leading consumer finance company with nationwide store presence and rapidly growing mobile presence—launched an enhanced system for cash loan disbursements where customers can have access to cash in as fast as 1 minute!

When applying for a Home Credit loan, customers may not only get approved in as fast as 1 minute, but also get their cash instantly in their chosen bank accounts or through pick up from one of Home Credit's partner stores within 1 minute to an hour depending on their chosen pick-up partner.

According to Home Credit Philippines’ Head of Operations Puneet Suneja, its new real-time disbursement system will further strengthen Home Credit's position as the leader in consumer financing in the country. "Not only do we have the most convenient and fast application and approval process we now also have the fastest disbursement of cash loans in the country” said Puneet. 

During loan application, just follow these simple steps to get your cash disbursement in real-time: 

  1. Choose if you would like to get your loan in your account or pick it up from a Home Credit partner store
  2. If a bank account is chosen, the money will be in your account within minutes upon signing the loan agreement.
  3. If you select cash pick up, wait for an SMS notifying that the loan amount is ready for pick-up in the chosen disbursement channel
  4. Visit the disbursement channel
  5. Present identification card/s, contract number, and reference number in the Remittance Service Desk
  6. Loan amount is disbursed

For more information about Home Credit’s cash loan product, check out homecredit.ph/cash-loan/. If you are an existing Home Credit customer and would like to apply for a cash loan, download the My Home Credit app to check your eligibility and get started.

Currently, Home Credit does not yet offer cash loans to new customers, but all existing Home Credit customers are encouraged to apply. In the meantime, new customers may avail of Home Credit’s monthly installment plans for gadgets, appliances, and other consumer goods at nearby partner stores.

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