Present during the signing of the loan agreement were (from left) GCCII Surety Officer Dr. Virma Consuelo Ramos, GCCII President Dr. Necy S. Juat, DBP Senior Vice President Abelardo L. Monarquia, GCCII Chairman Dr. Celso S. Ramos, GCCII Treasurer Dr. Crisleen C. Mujer, DBP Senior Assistant Vice...