In a humbled demeanor, President Ferdinand Marcos acknowledged that the 5-5-2 Senate results were somewhat of a rebuke to certain government policies and highlighted what people need. Marcos stated, "People are tired of politics," and that the government had been too focused on...
BY Carlos Cervantes The year 1990 marked the beginning of my banking career in Mindanao, where I was immediately immersed in the world of microfinance as an account officer for a local Thrift Bank. As a thrift institution, our mandate was to extend credit to Micro, Small, and Medium Enterprises...
From what we 've seen, the second Trump administration wouldn 't exactly tiptoe around US interest rate timing. Just recently, US President Donald Trump called US Federal Reserve Chairman Jerome Powell a “fool” for acting “too late” in lowering the central bank’s benchmark rate;...
High performance is often connected to burnout. However, there are many ways to avoid burnout while striving for high performance. People are increasingly realizing that excelling in their work or any endeavor doesn 't have to come at the cost of burnout. When one is passionate about what they...
Before the Israel-Hamas conflict broke out in 2023, this writer was blessed to join a Holy Land pilgrimage in Israel. One of the highlights of the visit was the Church of the Holy Sepulcher in Jerusalem, one of the holiest places in Christendom, believed to encompass both Golgotha, the site of...
An archipelago of 7,641 islands, there’s something magical about traveling across the Philippines. Beyond the beaches and lush mountains lies a rich story of heritage, hospitality, and heartfelt encounters. Over the past year, I 've had the joy of discovering some of the country’s most...
The world feels more unstable than it has in decades. One day it’s a new trade war shaking up global markets. The next, a breakthrough in AI makes entire job categories uncertain. Add climate disruptions, geopolitical tensions, and economic volatility, and it’s no wonder people are feeling...
The Philippines touts a 5.6 percent gross domestic product (GDP) growth in 2024, the highest in the region. With the highest GDP growth rate and one of the two biggest national budgets in ASEAN (2021-2025), it has little to show—except the lowest GDP per capita in the region. Besides, our 1.9...
An internet search will easily yield a wide variety of answers about the learning process, but I want to share my own experience and approach to succeeding in it. It really starts with the goal, or what you want to learn or know. From there, you need to gather information about the subject. Once...
Inspired by Holy Week, former Secretary of Health Jimmy Galvez Tan, “the Doctor of the Masses,” requested to interview me in his program on my "7 Last Words/Message” to my family. Dr. Jimmy is a very good friend, my mentor, and a resource teacher in Flor’s Garden in medicinal plants,...
The Financial Executives Institute of the Philippines Research and Development Foundation (FINEX Foundation) has decided to join other shareholders of the Philippine Dealing System Holdings Corporation (PDSHC) in selling its stake to the Philippine Stock Exchange (PSE). In a disclosure by the PSE,...
Cebu is fast becoming an emerging force in the Philippine cacao industry since its rich soil and warm climate are ideal for the cultivation of the cacao tree whose seeds are used to make chocolate. As the premier province of Central Visayas, Cebu is benefiting from the global and local demand for...
