Ty siblings Arthur Ty and Alfred Ty, the chairman and a director, respectively, of Metropolitan Bank & Trust Co. (Metrobank), have scooped up ₱385.12 million worth of the bank’s shares amid recent weakness in its share price.

In separate disclosures to the Philippine Stock Exchange (PSE) on Monday, July 13, both brothers reported that they bought exactly 2.94 million Metrobank shares each at ₱65.40 per share last July 10, 2026.

The bank’s shares rose in the market and were trading higher by ₱0.80, or 1.23 percent, at ₱65.95 per share after the Tys’ display of confidence in Metrobank. Over the past 12 months, the bank’s shares have traded within a range of ₱61.95 to ₱78.25 per share.

Metrobank reported a two-percent improvement in net income to ₱12.6 billion in the first quarter of 2026 from ₱12.3 billion in the same period last year, thanks to modest asset expansion alongside better margins and healthy fee income growth.

“Our first-quarter results underscore the resilience of Metrobank’s core businesses and the consistency of our execution,” said Metrobank President Fabian S. Dee.

He noted, “With strong capitalization, solid asset quality, and healthy buffers, we remain well-positioned to manage risks while continuing to support the growth and funding needs of our customers.”

The bank’s net interest income rose by 13.6 percent to ₱33.4 billion, with net interest margin (NIM) improving by 12 basis points (bps) to 3.7 percent.

Gross loans grew by 9.2 percent year-on-year, with corporate and commercial loans up 8.6 percent and consumer loans increasing by 11.2 percent, reflecting broader economic growth trends.

Total deposits expanded to ₱2.6 trillion, with low-cost current and savings accounts (CASA) rising by 8.4 percent year-on-year and accounting for 59.2 percent of total deposits. The bank continues to have sufficient capacity to support lending, with a loan-to-deposit ratio of 76.6 percent.

Meanwhile, fee and trust income increased by 11.8 percent to ₱5.1 billion, mitigating the impact of volatile markets on trading income.

Operating costs grew by 9.8 percent to ₱21.1 billion, mainly driven by transaction-related taxes and technology expenses. The cost-to-income ratio stood at 52.5 percent.

Metrobank’s portfolio health remains intact. Its non-performing loans (NPLs) ratio stood at 1.75 percent during the quarter, largely steady from the end-2025 level and well below the industry’s 3.44 percent as of February 2026. Its NPL cover of 137.1 percent further provides a strong buffer against asset quality risks.

Metrobank’s total consolidated assets expanded by 8.3 percent to ₱3.8 trillion, making it the second-largest private universal bank in terms of assets. Equity increased by 5.1 percent to ₱396.4 billion.

The bank’s capital position remains strong, with a capital adequacy ratio (CAR) of 14.9 percent and a common equity tier 1 (CET1) ratio of 14.2 percent, both well above the Bangko Sentral ng Pilipinas’ (BSP) minimum regulatory requirements. Metrobank’s liquidity coverage ratio (LCR) also remained high at 151.1 percent.