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Manila Bulletin devider Business devider Banking & Finance devider InLife eyes digital expansion after Generali Philippines acquisition

InLife eyes digital expansion after Generali Philippines acquisition

Published Jun 21, 2026 12:01 am  |  Updated Jun 20, 2026 01:42 pm
Insular Life Assurance Co., the first and largest Filipino-owned life insurance carrier, is shifting its focus toward digital expansion and healthcare services after a surge in premium growth and a major acquisition boosted its 2025 financial performance.
In a statement, InLife reported that consolidated revenues climbed 33 percent to ₱36 billion in January to December last year from ₱27 billion a year ago.
InLife said growth was fueled by higher premium income and a one-time gain from its full acquisition of Generali Life Assurance Philippines Inc., which has since been rebranded as InLife Benefits Insurance Co.
Consolidated assets rose to ₱176 billion in 2025 from ₱159 billion the previous year, driven by insurance receivables from the newly integrated unit and an increase in variable unit-linked insurance assets.
The mutual life insurer, which remains owned by its policyholders, paid out ₱11.4 billion in total claims and benefits over the course of the year.
The acquisition of Generali Philippines in mid-2025 has allowed InLife to consolidate its corporate solutions. The company enters 2026 with a strategy focused on widening access to life and health insurance, scaling up its employee benefits portfolio, and accelerating its digital infrastructure to broaden its reach across the archipelago.
InLife President and Chief Executive Officer Raoul Antonio E. Littaua said the integration of the new subsidiary streamlines the group's portfolio to focus on life insurance, corporate solutions, and comprehensive employee benefits.
The company is positioning itself to capture a larger share of the workplace insurance market as domestic businesses look for ways to manage rising healthcare costs.
Data from the Insurance Commission placed InLife among the country’s top 10 life insurers across major financial metrics for 2025.
The company ranked third in net worth, fourth in assets, sixth in premium income, and seventh in net income. When combined with InLife Benefits, the insurer ranked fifth in new business annualized premium equivalent, a key metric used by the industry to measure sales growth.
The insurer plans further investments in its digital platforms to make coverage accessible to a wider segment of the population, aiming to cushion more Filipino households against health and retirement risks.

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