luvit Card by FinVolution: Flexible credit access for Filipinos
FinVolution Group launches the luvit Card in the Philippines, giving Filipinos a fast, flexible, and accessible way to pay online and in stores
The luvit Card is a Mastercard-powered credit card designed for everyday Filipinos who want a simpler, faster way to access credit. The luvit Card is available in both virtual and physical form, making it usable for online purchases, in-store transactions, bill payments, travel bookings, and lifestyle spending both locally and abroad.
The card allows users to borrow between ₱2,000 and ₱200,000, repay in flexible installments, and enjoy 0% interest for the first 40 days from the billing date, with no annual fees.
Key Features of the luvit Card
Credit limit: ₱2,000 to ₱200,000
0% interest for the first 40 days after billing date
No annual fees
AI-powered approval in as fast as 90 seconds
Virtual and physical card options
Accepted worldwide via Mastercard's global merchant network
Flexible installment repayment tailored to the cardholder's needs
Available on: Google Play Store and iOS App Store
Who is the luvit Card for?
The luvit Card is built with mainstream Filipinos in mind, particularly those who may be accessing formal credit for the first time. Its minimal requirements and streamlined application process through the luvit app lower the barriers that have traditionally kept many Filipinos outside the formal financial system.
As digital payment adoption continues to grow in the Philippines, the luvit Card positions itself as a practical bridge between digital convenience and real-world usability.
How the luvit Card works
Applicants can download the luvit app from the Google Play Store or the iOS App Store and complete the application directly from their phone. The AI-enabled approval process can take as little as 90 seconds, and once approved, users can immediately begin making purchases, online, in physical stores, or anywhere Mastercard is accepted.
Cardholders repay their balance in installments on terms that fit their financial situation, giving them control over how they manage everyday expenses.
Why luvit matters for financial inclusion in the Philippines
The luvit Card launch reflects a broader push by WeFund Lending Corporation to expand financial access across the Philippines. For many Filipinos, traditional credit cards have been difficult to obtain due to strict requirements or lengthy approval processes. luvit directly addresses this gap.
"The luvit card is designed to enable mainstream Filipinos to purchase products on flexible terms. It gives access to broader digital opportunities. It helps build financial identity and empowers people to participate more fully in the formal financial system," said Francisco "Coco" Mauricio, president and CEO of WeFund Lending Corporation.
By combining fast approvals, flexible repayment, and broad merchant acceptance, luvit enables more Filipinos to take part in the country's expanding digital economy, whether they are making their first credit purchase or managing regular monthly expenses.