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Manila Bulletin devider Philippines devider National devider Repatriated OFWs from Middle East allowed to withdraw Pag-IBIG contributions, avail of loan moratorium

Repatriated OFWs from Middle East allowed to withdraw Pag-IBIG contributions, avail of loan moratorium

Published Apr 5, 2026 12:11 pm
President Ferdinand 'Bongbong' Marcos Jr. welcomes 343 repatriated Filipinos from the Middle East at Villamor Airbase in Pasay City on Monday, March 23, 2026. The group, composed largely of overseas Filipino workers affected by ongoing tensions in the region, arrived safely through government-led repatriation efforts. This marks the fourth batch of Filipinos brought home under the administration’s continuing assistance program for nationals in crisis-affected areas. (Mark Balmores/Manila Bulletin)
President Ferdinand 'Bongbong' Marcos Jr. welcomes 343 repatriated Filipinos from the Middle East at Villamor Airbase in Pasay City on Monday, March 23, 2026. The group, composed largely of overseas Filipino workers affected by ongoing tensions in the region, arrived safely through government-led repatriation efforts. This marks the fourth batch of Filipinos brought home under the administration’s continuing assistance program for nationals in crisis-affected areas. (Mark Balmores/Manila Bulletin)
Overseas Filipino workers (OFWs) who were repatriated due to the Middle East conflict may withdraw their savings from the Pag IBIG Fund and avail of the three-month moratorium for their housing loans at the same time, the Department of Human Settlements and Urban Development (DHSUD) said.
DHSUD Secretary Jose Ramon Aliling said the assistance options are part of the relief measures to help affected members meet urgent family and household expenses through early access to their savings.
while also giving qualified housing loan borrowers breathing room from monthly payments as they recover and begin rebuilding their lives in the Philippines.
“This special benefits package for repatriated OFWs allow them to access their savings and receive temporary relief on housing loan payments as they recover and rebuild their lives back home,” said Aliling.
Under the approved benefits package, qualified OFW members may apply to withdraw up to 100 percent of their Pag-IBIG Regular Savings, including their employee share, employer share, and dividends earned, even before its 20-year maturity.
Repatriated OFWs are also given the benefit of withdrawing up to 100 percent of their Modified Pag-IBIG II or MP2 Savings, inclusive of returns earned, even before its five-year maturity.
For the 3-month moratorium on Pag-IBIG Housing Loan payments, Aliling said it would be free from interest and penalties but the loan term will be extended by three months.
As of February this year, Pag-IBIG Fund has 891,427 registered OFW members in the Middle East, including 86,234 MP2 savers and 40,024 housing loan borrowers.
The largest numbers are in Saudi Arabia, Qatar, the United Arab Emirates, and Kuwait. 
For her part, Pag-IBIG Fund Chief Executive Officer Marilene Acosta assured that the special benefits will be provided in the fastest and most comfortable ways for the qualified OFWs.
“We recognize that for this assistance to be truly responsive, it must be made available to qualified members in a manner that is fast, clear, and accessible. That is why we will make applications for these benefits available online through Virtual Pag-IBIG, while also ensuring that our more than 200 branches, OFW Centers, and service offices are ready to assist members and their families,” said Acosta.
“In doing so, Pag-IBIG Fund also supports the assistance and reintegration efforts. Our goal is to make sure that qualified OFW members can turn to Pag-IBIG Fund for immediate and practical support as they recover,” she added.
'Special Pag-IBIG Fund said members may access its services from Monday to Friday in office-based branches and from Tuesday to Saturday in mall-based branches, as well as through its digital service channel, Virtual Pag-IBIG, even as it supports the government’s energy conservation measures.

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DHSUD Middle East Pag-IBIG Fund loan moratorium
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