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Manila Bulletin devider Philippines devider National devider 1,300 Pampanga families inch closer to homeownership

1,300 Pampanga families inch closer to homeownership

Published Mar 26, 2026 06:14 pm

At A Glance

  • P35 million financial assistance turned over to 397 Miranda Compound families in San Fernando, Pampanga.
  • Aid comes through the Enhanced Community Mortgage Program (ECMP) under the Expanded 4PH housing initiative.
  • P3.6 million set aside for documentation and legal requirements.
  • Program ensures affordable, secure, and collective homeownership for working-class families.
DHSUD Secretary Jose Ramon Aliling and SHFC President Federico Laxa lead the turnover of P35 million in financial assistance to 397 families from Miranda Compound Phases 1 and 2 in San Fernando, Pampanga, advancing their path to homeownership on March 26, 2026. (Photo courtesy of DHSUD)
DHSUD Secretary Jose Ramon Aliling and SHFC President Federico Laxa lead the turnover of P35 million in financial assistance to 397 families from Miranda Compound Phases 1 and 2 in San Fernando, Pampanga, advancing their path to homeownership on March 26, 2026. (Photo courtesy of DHSUD)
The Department of Human Settlements and Urban Development (DHSUD) is helping over 1,300 working-class families in Pampanga move closer to owning their homes through government-backed housing programs.
DHSUD Secretary Jose Ramon Aliling and Social Housing Finance Corporation (SHFC) President Federico Laxa led the turnover of P35 million in financial assistance to 397 families from Pinag-isang Magkakapitbahay Miranda Compound Phases 1 and 2.
The beneficiaries, located in Barangay Maimpis, City of San Fernando, received the aid under the Enhanced Community Mortgage Program (ECMP), a pro-poor component of Pambansang Pabahay para sa Pilipino (4PH) Program that helps secure land tenure and make homeownership more attainable.
An additional P3.6 million was allocated for documentation and legal requirements, further easing the financial burden on the families.
“Following President Marcos Jr.’s directive, DHSUD is streamlining the process and lowering amortization costs so that our fellow citizens can achieve their dream of owning land,” Aliling said.
“Under the Expanded 4PH, having one’s own home is more affordable, simple, and accessible, providing every Filipino with a safer, decent, and affordable dwelling,” he added.
Aliling also pledged to upgrade the community’s drainage system and other facilities to address flooding concerns in the area.
The ECMP transforms informal settlements into secure and organized communities, offering flexible payment schemes tailored to beneficiaries’ capacity and encouraging active participation from homeowners’ associations.
Through government-backed financing, organized communities can acquire land collectively without heavy upfront costs, ensuring a clear and affordable path to homeownership.
For the residents of Miranda Compound, the initiative marks a turning point, ending years of uncertainty and bringing them closer to a safer, more dignified future.

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DHSUD ECMP expanded 4PH Pampanga homeownership housing program
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