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Is a golden visa worth it?

Understanding how residency-by-investment works

Published Feb 5, 2026 08:49 pm

At A Glance

  • Dubai's golden visa program offers 10-year UAE residency with no minimum stay requirement.
GOLDEN OPPORTUNITIES A golden visa allows investors to stay in another country by means of investment.
GOLDEN OPPORTUNITIES A golden visa allows investors to stay in another country by means of investment.
For the savvy business traveler, a golden visa is an enticing offer. It essentially allows you to reside in an applicable country by way of investment. Think of it as putting money in the bank, but instead of just gaining interest over the years, you also gain residency in your chosen destination. Here’s a look at how golden visa programs work and what to expect when applying for one.
What countries have a golden visa program?
Golden visas are an attractive option for those who have their eyes on living in Europe. Some notable European nations that offer a golden visa include Germany, Greece, Ireland, Italy, Portugal, Spain, and Switzerland. Last year, the US also introduced the Trump Gold Card program, where those willing to donate $1 million (₱58.7 million), on top of a $15,000 (₱880,792.50) fee, to the US government can gain residency. For something closer to home, we’ll be referring to the golden visa program offered by the United Arab Emirates.
MONEY TALKS A Trump Gold Card allows US residency after donating $1m to the US government.
MONEY TALKS A Trump Gold Card allows US residency after donating $1m to the US government.
What perks does a golden visa have?
Dubai’s golden visa program offers 10-year UAE residency with no minimum stay requirement. This privilege can be extended to one’s spouse, parents, parents in law, and children. Through the golden visa options provided by Golden Visa Centrale, one of the known local businesses assisting in procuring golden visas, this allows Filipino investors new opportunities abroad. For families, this will also grant access to elite international schools and quality healthcare. One of the golden visa investment options available is in partnership with Arish Capital Partners, where investors can opt for a joint ownership of a luxury villa located at the luxurious island getaway, Palm Jumeirah.
LIVING IN LUXURY A view of villas located in Palm Jumeirah.
LIVING IN LUXURY A view of villas located in Palm Jumeirah.
How much do you need to invest?
To secure a golden visa through property ownership, expect to spend at least AED 2 million (₱31.9 million) on an eligible property. As hefty as it sounds, the growing real estate market of Dubai shows the potential of earning back an exceptional amount in returns. Dubai also doesn’t have rental income taxes or capital gains tax. If you’re still feeling hesitant, mid-2025’s data shows that over 309,000 golden visas had been processed, nearly doubling from 158,000 in 2023. “The rise in overseas investments by Filipinos shows a growing appetite for global opportunities and financial growth,” shares Golden Visa Centrale founder and president Vicky Luis. “Through these programs, we help Filipinos expand their assets internationally, while they enjoy greater mobility and access to major global markets, all without the need to relocate.”

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