Ford Philippines is opening 2026 with a new financing campaign that allows buyers of select models to take home a vehicle now and begin their monthly payments several months later. The “Drive Now, Pay Later” program is available nationwide until January 31, 2026 and is anchored on the Everest and Ranger nameplates. The offer is positioned for customers who are planning a purchase early in the year but want more flexibility in managing their expenses during the first quarter.

The campaign is structured around deferred amortization on key variants of Ford’s midsize SUV and pickup. Buyers of the Ford Everest Trend can benefit from free three-month amortization. The Ford Ranger Wildtrak 4x2 comes with free four-month amortization, while the Ranger Sport 4x4 is offered with free three-month amortization. In practice, this setup allows customers who purchase a vehicle in January to take delivery and only start bank financing by May or June, depending on the model and the specific offer they choose.

“Now is a great time to turn that dream Ford into reality,” says Ryan Lorenzo, Director, Retail Product Marketing and Business Growth, Ford Philippines. “With our Drive Now, Pay Later program, you can purchase a Ford Everest or Ranger this month and only start paying your monthly dues in May or June.” The company is positioning the package as an option for families, professionals, and small business owners who want a new vehicle for the new year without immediately increasing their monthly outlay.

Alongside the deferred-payment scheme, Ford is also offering cash discounts, all-in low down payment packages, and various bank financing options across its SUV, pickup, and crossover lineup for the month of January. For the Everest, cash savings reach as high as ₱95,000, with an all-in down payment option of ₱69,000 available on select variants. These offers are aimed at giving buyers room to choose between lowering the total purchase cost or reducing initial cash requirements at the start of the loan.

The Ranger lineup receives some of the largest cash discounts in the January offers. Selected Ranger variants can be purchased with as much as ₱155,000 cash savings or an all-in down payment of ₱69,000. Buyers who are considering the Ranger Raptor can also take advantage of extended offers this month. The Ranger Raptor 3.0L V6 comes with either a ₱50,000 cash discount or a ₱20,000 discount paired with a 5-Star Care Package. The Ranger Raptor 2.0L Bi-Turbo variant is offered with a ₱30,000 cash discount or the same 5-Star Care Package. For customers seeking a more accessible entry point into the Ranger family, the Ranger XLS AT remains available at a starting price of ₱1,379,000, giving pickup buyers a range of choices from work-ready variants to performance-oriented models.

Ford’s electrified compact crossover is also part of the January deals. The Ford Territory Hybrid Trend is available at a starting price of ₱1,399,000. Customers who choose this variant can pick between a ₱20,000 discount or a complimentary three-year Scheduled Service Plan, which can help lower running costs during the first years of ownership. Higher up the range, the Territory Titanium X Hybrid is listed at ₱1,599,000, with example all-in packages that pair a set down payment with fixed monthly amortizations. These options are designed for buyers who are looking at hybrid technology and want predictable servicing and payment schedules.

Customers who prefer larger SUVs also have options in this campaign. The 2.3L Ford Explorer Limited Ecoboost, priced at ₱3,498,000, is being promoted with a cash subsidy of up to ₱1,000,000 or an alternative package that includes a ₱99,000 all-in down payment with a specified monthly amortization. For buyers who want to spread payments over a longer period, Ford is offering zero percent interest for 60 months with 20 percent down payment on the Explorer. This type of plan is aimed at customers who prioritize fixed monthly costs over the life of the loan.

The newly introduced Ford Bronco Outer Banks with Sasquatch Package is also bundled with financing deals this month. The Bronco, priced at ₱4,998,000, can be acquired with up to ₱1,370,000 in cash subsidy or via a ₱99,000 all-in down payment route with corresponding monthly payments. Like the Explorer, the Bronco can also be purchased through a zero percent interest plan over 60 months with a 20 percent down payment. The inclusion of the Bronco in the promo lineup highlights Ford’s effort to extend financing options not only to volume models but also to niche, lifestyle-oriented vehicles.

All offers under the Drive Now, Pay Later program, together with the associated cash discounts and all-in schemes for the Everest, Ranger, Territory Hybrid, Explorer, and Bronco, are available at all authorized Ford dealerships in the Philippines until January 31, 2026. Interested customers can inquire directly with dealers or check Ford Philippines’ official online channels for complete promo mechanics and detailed financing computations. The promotions are coursed through partner banks, and as with any financing product, final approvals, down payment amounts, and monthly dues will depend on the customer’s chosen variant, loan term, and credit evaluation. Buyers are encouraged to review the fine print and compare the different options to find the structure that best suits their needs at the start of the new year.