Heat-related illnesses—including heat stroke, heat cramps, and heat exhaustion—are covered by the healthcare coverage of the Philippine Health Insurance Corporation (PhilHealth).

This was the reminder of PhilHealth President and CEO Dr. Edwin M. Mercado to the public as the country continues to experience warmer temperatures.

"Members and their dependents admitted to any PhilHealth-accredited health facilities due to heat stroke or heat exhaustion are entitled to a benefit package of P12,675,” he said in a statement on Thursday, March 6.

Mercado added that PhilHealth’s benefit package for heat fatigue cases requiring hospitalization is P18,135.

The state health insurer urged early intervention against heat-related conditions, encouraging members and their families to use the free Konsulta Package for consultations and symptom checks to prevent complications.

"We urge our members to be vigilant, stay hydrated, avoid prolonged exposure to the sun, and seek immediate medical attention if they experience any symptoms," Mercado added.

Earlier, the Department of Health (DOH) called on the public to take preventive measures against heat-related illnesses, as the heat index recently reached extreme levels.

The Philippine Atmospheric, Geophysical, and Astronomical Services Administration (PAGASA) reported that the heat index in Metro Manila could reach 46°C on March 3 and 4. Similarly, a “danger” heat index was also forecasted in Pampanga, Nueva Ecija, Bataan, and Olongapo City.

According to PAGASA, temperatures between 33°C and 41°C are classified under the “extreme caution” category, while those ranging from 42°C to 51°C fall under the “danger” category.

The DOH has warned that exposure to such high temperatures may lead to heat cramps and heat exhaustion, which can cause fatigue, dizziness, headaches, nausea, and vomiting.

Health Secretary Ted Herbosa stressed the importance of monitoring the heat index and taking necessary precautions to prevent serious health risks.