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Manila Bulletin devider Business devider Banking & Finance devider GSIS defers emergency loan payments for typhoon-hit members until next year

GSIS defers emergency loan payments for typhoon-hit members until next year

Published Nov 10, 2025 08:42 am
The Government Service Insurance System (GSIS) has rolled out a three-month grace period on emergency loan payments for its members and pensioners in affected areas to ease the financial burden on Filipinos recovering from the devastation of Typhoons Tino and Uwan.
In a statement, the pension fund said GSIS has the financial flexibility to help government workers and retirees as they rebuild their homes, livelihoods, and communities following the back-to-back typhoons.
The GSIS Board of Trustees expressed its full support for the implementation, noting that the initiative is aligned with the institution's mandate to protect member welfare during times of national hardship.
GSIS President and General Manager Jose Arnulfo Veloso said the grace period is more than just a financial reprieve—it is a lifeline.
“We know that many of our members and pensioners are struggling to recover from the back-to-back typhoons. By deferring their loan payments, we are giving them the time and space to heal, rebuild, and move forward without the immediate pressure of financial obligations,” Veloso said.
The GSIS Emergency Loan Program, which commenced on Nov. 7, 2025, will remain open for applications until Feb. 7, 2026. Eligible members and pensioners may apply conveniently through the GSIS website, the GSIS Touch mobile app, or by visiting the nearest GSIS office.
Under the approved payment reprieve, no loan payments will be due until 2026. Loans granted in November 2025 will begin amortization in March 2026, with the first payment due on or before April 10, 2026.
Loans released in December 2025 will start in April 2026, payable on or before May 10, 2026. Those granted in January 2026 will begin in June 2026, payable by July 10, 2026. Loans released in February 2026 will start in July 2026, with payments due by August 10, 2026. This three-month breathing space aims to help GSIS borrowers regain financial stability before resuming regular amortizations.
The move complements Proclamation No. 1077, which was signed by President Ferdinand R. Marcos Jr. on Nov. 5, 2025, declaring a State of National Calamity for one year following the widespread destruction caused by Typhoon Tino. The declaration allows for faster and more coordinated relief, recovery, and rehabilitation efforts nationwide.
The GSIS added that it remains steadfast in its mission to uphold compassionate service and social responsibility, even as the country braces for Super Typhoon Uwan, which entered the Philippine Area of Responsibility (PAR) on Nov. 7, 2025.
Meanwhile, GSIS has urged government agencies and individual members to promptly file property and vehicle claims to accelerate recovery efforts following the widespread damage caused by typhoons.
Veloso said the pension fund is prioritizing the processing of claims, with the effort focusing on providing immediate financial assistance to affected parties, including both government agencies and individual members.
“In the face of these successive calamities, our commitment is to help our members and our nation rebuild as quickly as possible,” Veloso said.
He added that insuring properties provides a critical safety net, and the GSIS is committed to ensuring clients receive their entitled benefits without delay.
The how of the claims process begins with affected clients immediately notifying the GSIS. This initial notification can be made even when formal documentation is not yet complete. This crucial step allows the GSIS to begin its assessment and support procedures, accelerating the overall timeline for recovery.
The state insurer noted that the prompt notification allows for quicker mobilization of resources to assess the damage left by Typhoons Tino and Uwan.

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