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The Property Geek: What to check before buying a property in the Philippines

Published Oct 16, 2025 09:45 pm
Photo from Unsplash website
Photo from Unsplash website
Buying a property is one of the biggest decisions you’ll ever make. It’s not just about choosing which house looks good or which condo has the best amenities. A wise buyer studies the location, safety, and long-term value of the property before making that reservation payment.
One of the first things to check is the earthquake risk. The Philippines sits on the Pacific Ring of Fire, so it’s important to know if your property is near an active fault line. The PHIVOLCS FaultFinder app can help you check the distance of a property from a fault. Ideally, choose properties that are several kilometers away from any active fault for better safety and stronger resale value.
Another key factor is the flood history of the area. Even if the property looks beautiful, flooding can greatly affect its value and livability. You can use Project NOAH, a government tool that shows flood maps and hazard data. Properties in higher elevation areas or those with proper drainage systems tend to retain their value better.
Accessibility and infrastructure also play a big role in appreciation. Look at how near the property is to major roads, schools, and hospitals. Properties that are near ongoing or upcoming infrastructure projects such as expressways, MRT lines, or new business districts that usually experience faster value growth.
Also take time to review the developer’s track record. Reputable developers are known for delivering quality projects and maintaining their communities well, which helps ensure that your property remains desirable in the long term.
Lastly, check the neighborhood’s growth potential. New lifestyle hubs, schools, and business parks in the area can attract demand and push property values higher. Choosing a community built for long-term resilience, one that integrates green design, open spaces, and proper water management, also adds to both safety and investment potential.
At the end of the day, buying a home isn’t just about finding a place to live. It’s about securing your future. Take the time to research, use available tools, and make informed choices. When you do, you’re not just buying a property, you’re buying peace of mind and a valuable investment that can grow over time.

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