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Manila Bulletin devider Business devider Banking & Finance devider Maya, Atome forge ₱2.8-billion loan channeling deal to widen credit access

Maya, Atome forge ₱2.8-billion loan channeling deal to widen credit access

Published Sep 18, 2025 12:28 pm  |  Updated Sep 18, 2025 01:44 pm

At A Glance

  • Maya Bank has partnered with digital finance platform Atome to channel ₱2.75 billion in funds aimed at expanding credit access for Filipinos.
Maya Bank has partnered with digital finance platform Atome to channel ₱2.75 billion in funds aimed at expanding credit access for Filipinos.
Under this partnership, Maya Bank will provide the funds Filipino clients could borrow, while Atome acts as the channel to distribute those funds through its “buy now, pay later” (BNPL) product and other digital credit services.
Atome Philippines President and Country General Manager Christian Quiros said the financial technology (fintech) company is honored to team up with Maya Bank, calling it a trailblazer in digital banking.
“Together, we are expanding access to responsible, risk-managed, and transparent flexible payment options that make more products and services truly ‘Available-To-Me’ for millions of Filipinos,” Quiros said.
Quiros said Atome’s partnership with Maya Bank helps the fintech firm advance its goal of expanding financial access through technology.
Maya Bank President Angelo Madrid the deal “leverages digital technology to bring fast, secure, and responsible financing into the hands of underserved customers, helping them build financial confidence and long-term resilience.”
Maya Bank, as the licensed digital bank within the Maya ecosystem, serves as the core of the country’s leading digital fintech platform, integrating payments, savings, credit, and deposits for consumers and enterprises.
Launched in 2022, Maya Bank supports the digital banking services of consumers and enterprises through the Maya app, Maya Business, and Maya Center. It offers savings, deposits, and credit solutions for both individuals and micro, small, and medium enterprises (MSMEs).
Six-year-old Atome is Southeast Asia’s digital finance platform. It has expanded from being the region’s largest embedded financing provider to also offer cards, lending, insurance and savings products.
Atome reported it processed more than $2 billion in transactions across the region in 2024, with annualized volume exceeding $4 billion by June this year on the back of rising consumer use and merchant partnerships.
In the Philippines, Atome has provided BNPL services to more than four million customers.
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