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Manila Bulletin devider Entertainment devider Celebrities devider 'Nagpapautang ka ba?' Actress Judy Ann Santos answers burning question

'Nagpapautang ka ba?' Actress Judy Ann Santos answers burning question

Published Aug 24, 2025 09:47 pm
Judy Ann Santos (Images courtesy of Instagram)
Judy Ann Santos (Images courtesy of Instagram)

Award-winning actress Judy Ann Santos admitted that she is willing to lend money to her friends in need, but she also has a different view of those who cannot repay their debts.

During the recent launch of her endorsement for Tala Philippines in Makati City, Judy Ann mentioned that she lends money to friends in emergencies.

"Depende kasi yan sa situation ng nanghihiram, especially if it involves a family emergency. Kapag mag mga bata na involve. And then also kapag naapektuhan ng lindol or nabaha. (It depends on the borrower's situation, especially if it involves a family emergency. When children are involved. And then also when it is affected by an earthquake or flooding)," said Judy Ann when asked if she lends money to her friends.

"Kapag may emergency, ang mindset ko is I have to help them at kailangan nila ito. Sometimes, kapag nagpapahiram naman ako, hindi na ako nag-iisip na maibabalik pa ito. (When there's an emergency, my mindset is I have to help them and they need it. Sometimes, when I lend money, I don't even think about whether I'll get it back.)"

"Bilang Pilipino ganun naman tayo di ba? But again, kapag nanghiram ka, at hindi mo naibalik, napapaso ka na. (As Filipinos, that's how we are, right? But again, when you borrow and don't pay it back, you're screwed)," the "Espantaho" actress said.

Judy Ann reminded the public to be responsible when repaying their loans.

"So for me, you also have to be responsible for every loan that you make from your family or friends. You have to be accountable.

Judy Ann Santos (left) graces the Tala Philippines press conference in Makati City.
Judy Ann Santos (left) graces the Tala Philippines press conference in Makati City.

"Hindi porke kamag-anak mo or kaibigan mo, okay lang na manghiram ka ng manghiram. Kasi, they are also saving for their own family and emergencies. May buhay din sila. "It's not because they're your relatives or friends, it's okay for you to borrow money. (They are also saving for their own family and emergencies. They also have a life.)

"They are just extending a helping hand to you. It doesn't mean that you own part of their bank account.

"Kung hindi ka makapagbayad, huwag kang magagalit sa kanila. May mga ganung tao. Hindi na sila nakakabayad. (If you can't pay, don't be angry with them. There are people like that. They can't pay anymore.)"

"Hindi maiiwasan na maging gipit ka pero you have to be responsible in paying them back. Otherwise, minsan magiging tsismis yan. Tatanim yan sa utak ng mga tao na hindi ka nagbabayad. Hanggang sa mawalan ka na ng friends. (It's inevitable that you'll be in need but you have to be responsible in paying them back. Otherwise, sometimes it will become a rumor. It will be planted in people's minds that you don't pay. Until you lose friends)," Judy Ann added.

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