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Manila Bulletin devider Business devider Banking & Finance devider RCBC, AirAsia team up for new platinum card

RCBC, AirAsia team up for new platinum card

Published Aug 12, 2025 06:21 pm
Yuchengco-led Rizal Commercial Banking Corp. (RCBC) and Capital A’s AirAsia rewards have teamed up to launch AirAsia Platinum Credit Card, offering travel insurance coverage of up to ₱5 million, while also upgrading the classic variant with lower foreign exchange (forex) fees.
During the product launch, RCBC and AirAsia rewards said the AirAsia Platinum Credit Card offers travel insurance coverage of “up to ₱5 million for accidents, trip disruptions, medical emergencies, and baggage delays.”
AirAsia Platinum Credit cardholders could also benefit from a preferential forex conversion fee of 1.85 percent on their international purchases, both in-store and online.
Specific benefits for platinum cardholders include earning one AirAsia point for every ₱28 spent locally, one point for every ₱22 spent overseas, and two points for every ₱25 spent via the AirAsia MOVE app.
Under the program, new AirAsia Platinum Credit Cardholders receive a welcome bonus of 15,000 AirAsia points, with additional 500 bonus points each month for frequent use.
With the roll-out of the platinum credit card variant, the benefits of the seven-year-old classic card have also been enhanced. This includes the introduction of a lower forex conversion fee of 2.5 percent and a monthly bonus of 300 AirAsia points based on the program’s mechanics.
Other benefits include free access for principal cardholders to the Philippine Airport Ground Support Solutions, Inc. (PAGSS) International Lounge at Ninoy Aquino International Airport (NAIA) Terminal 1 before international flights.
Platinum cardholders also enjoy automatic AirAsia Platinum membership for the first year, which includes priority check-in, boarding, and express baggage on AirAsia flights.
RCBC Credit Cards President and CEO Arniel Vincent B. Ong said the fresh variant of AirAsia credit card is “designed to integrate travel and lifestyle benefits seamlessly.”
“Everyday purchases made with the card earn generous AirAsia points, which are automatically credited to the cardholder's AirAsia member account. This makes earning and redeeming points easy for flights, hotel stays, and various lifestyle rewards,” Ong said.
RCBC’s net income jumped 20 percent year-on-year to ₱5.3 billion in the first half of 2025, on the back of robust lending expansion and recovering margins.
Malaysia-based Capital A is an investment holding company with a portfolio of aviation and travel businesses. Its key businesses include carrier AirAsia, Capital A Aviation Services Group, AirAsia MOVE, fintech BigPay, logistics venture Teleport, and brand development firm ABC.

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Rizal Commercial Banking Corporation AirAsia Philippines
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