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Manila Bulletin devider Philippines devider National devider DHSUD: Over 600,000 families to benefit from one-month housing amortization moratorium

DHSUD: Over 600,000 families to benefit from one-month housing amortization moratorium

Published Jul 26, 2025 10:03 am  |  Updated Jul 26, 2025 02:17 pm

At A Glance

  • The one month moratorium of the Home Development Mutual Fund or Pag-IBIG Fund is not automatic to give option to members who do not want to avail. Those who wish to avail of the one-month moratorium may do so by applying at Pag-IBIG Fund branches, or online via Virtual Pag-IBIG.
A flooded area in Muntinlupa (Photo from the Muntinlupa City government)
A flooded area in Muntinlupa (Photo from the Muntinlupa City government)
More than 600,000 families are expected to benefit from the one-month moratorium on the monthly amortization on housing loans as part of the government’s program to ease their burden amid the adverse effects of the series of weather disturbances that hit the country in the past days.
Department of Human Settlements and Urban Development (DHSUD) Secretary Jose Ramon Aliling said 500,000 households from the National Housing Authority (NHA) will benefit from the one month moratorium to be imposed this August while 34,622 families will also be given one-month payment moratorium under the National Home Mortgage Finance Corporation (NHMFC).
He said more than 148,000 families whose homes and livelihoods were severely impacted by the recent typhoons and the intensified southwest monsoon (habagat) will benefit from the moratorium from the Social Housing Finance Corporation (SHFC).
“The moratoriums imposed by NHA, SHFC and NHMFC are automatic, hence, member-beneficiaries need not apply to avail. The uncollected payments will only be added up at the end of their payment terms,” said Aliling.
"This shows the unity of DHSUD and its attached agencies in extending assistance to victims of recent weather disturbances. This is our simple but compassionate way of helping our kababayan ease their financial burdens during these difficult times," he added.
But the official said the one month moratorium of the Home Development Mutual Fund or Pag-IBIG Fund is not automatic to give option to members who do not want to avail.
Those who wish to avail may do so by applying at Pag-IBIG branches, or online via Virtual Pag-IBIG.
Apart from the payment moratoriums, DHSUD is now preparing to deliver post disaster assistance through its Integrated Disaster Shelter Assistance Program (IDSAP) in close coordination with local government units.
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