If you’re a parent, you’re probably familiar with any of these scenarios. You’re lining up to pay for your child’s school project materials, only to realize you left your debit card at home. Or you’re trying to settle bills online during your lunch break, but get notified with a convenience fee. And we all had to, at some point, cash in just to make a simple transfer.

They might be little fees, but they add up over time.

With BDO Pay, you can do more than just payments. You can scan to pay at stores, send money to friends and family, settle bills, request or split payments, and even activate BDO Rewards to earn points while spending.

It’s a mobile application that lets you scan, send, and pay directly from any of your BDO accounts or credit cards—with no cash-in required.

BDO online account holders do not need to register—just sign in using the same BDO Online username and password. For those who do not have an online account yet, just sign up and fill in the necessary details such as your bank account or credit card. You can also enable biometrics, set up a passkey, and choose your default payment and receiving accounts.

It’s secure, convenient, and removes the unnecessary steps that make errands more stressful than they need to be.