Make red and gold your new favorite colors this summer
Make summer 2024 trips unforgettably convenient with HSBC's gold and red credit cards
By MB Lifestyle

Summertime is coming. A lot of endless local and international adventures out there await to be experienced by families, couples, and even solo travelers for sure. But, whether going with loved ones or going solo, make sure to have it all laid out before starting your summer journey. How? Convenience is key.
It’s important to consider how to make every trip hassle-free, from planning the itinerary and shopping for essentials to preparing for unexpected situations. One great travel companion that ensures security and convenience is a credit card. Besides being light and thin to carry, using the best plastic card for travel adventures can bring many advantages.
Here’s a guide on how a credit card can make a smooth-flowing and unforgettable summertime adventure.

Make maps and ensure insurance coverage
Start making a list of your dream destinations and start plotting a route to not get lost or waste time and fuel going back and forth. Whether it's a multi-destination trip in Southeast Asia, an island hopping in Bali, or a Europe tour, make sure to book any trip using a secure credit card. While you’re at it, why not use your card to purchase travel insurance coverage? Any travel inconveniences occurring during a one-way or round trip travel like delays, missed connecting flights, baggage loss, delay, or damage, among others will be covered when you do this. (source)

Shop for summer staples with privilege and convenience
Before hitting the road or flying out, make sure you're equipped with all the essentials. Start stocking up on SPF-packed sunscreens, trendy swimsuits, and portable gadgets by using your trusted credit card whether shopping in-store or online. In this way, one can keep track of expenses, indulge in exclusive privileges and discounts, and even earn rewards. Some credit cards also offer overseas shipping discounts, perfect for purchasing favorite essentials from different countries. (source)

Eat heartily wherever, whenever
Treat yourself to your favorite 4-star or 5-star restaurants worry-free with the privileges and discounts of using a credit card for payment. Eat at a fancy restaurant, drink your favorite wine, enjoy a buffet, or have a five-course meal - using a credit card can make an elevated and more enjoyable dining experience because of its convenience and benefits. (source)

Engage in tours and activities
Immerse yourself in the destinations you’ve reached. Participating in activities can be affordable and smooth sailing with the right tour guide and mode of payment that can save you money. Use a credit card that can be trusted to utilize booking discounts, travel insurance, or cash backs. (source)

Best prepare for the unexpected
While we hope for smooth sailing, it's wise to prepare for the unexpected. Pack a travel-friendly first-aid kit, stash some extra cash for emergencies, and ensure you have access to important documents and travel insurance. (source)
The right credit card can be one’s greatest travel companion. This allows subscribers to track expenses effortlessly, earn cashback rewards on purchases, and enjoy the added convenience of a cashless payment method while traveling. Plus, with waived annual fees, cardholders can enjoy these perks without breaking the bank.
Few trusted bank cards offer more than these, such as HSBC's Red Mastercard and Gold Visa Cash Back credit cards. With the Red Mastercard, you get 4X bonus points when you swipe, aside from discounts, and other privileges, while the Gold Visa Cash Back gives you a five percent rebate when you dine. These two cards let cardholders maximize their benefits and rewards, unlocking a world of savings like nothing else.
Take advantage of their waived annual fees for life promo. This promotion is open to new-to-bank customers who apply online for a primary HSBC Red Mastercard or HSBC Gold Visa Cash Back Credit Card during the promo period. Cardholders can enjoy the waived annual fees for life upon meeting the minimum spending requirement of PHP18,000 within 60 days of receiving a newly approved and activated HSBC Red or Gold Credit Card. This promo runs from February 1, 2024, to May 31, 2024.
In addition, newly approved cardholders will get an e-raffle entry and can be one of the two lucky winners of the P1 Million Cash Credit raffle promo.
There are so many perks of using a single card from a trusted credit card service provider. Whether an individual is doing regular shopping or is out on a long-awaited summer trip, card owners will be able to appreciate life more. With the ease and advantages it brings, one can have more time embracing the warm golden sunsets and finishing up a good bunch of cherries in the perfect season.
Make this summer the most unforgettable yet. Visit the HSBC website hsbc.com.ph today to apply.