PLDT Group's Maya has a deposit base of P25 billion from 2.3 million clients, and disbursed over P10 billion in loans from its launch in April 2022 to end-June 2023, the digital bank said. As of the first quarter this year, Maya has 61 percent of total share of deposits, 71 percent of depositors count, and 46 percent of total deposit balances among all six digital banks in the Philippines. Maya maintains it has transformed the local financial services landscape with its all-in-one digital banking approach, powered by artificial intelligence and machine learning capabilities. The digital bank pioneered the high-engagement banking model, turning everyday payments into opportunities for consumers to boost their Maya Savings interest rates and access personalized credit. Leveraging its leading enterprise payments processor and acquirer business, Maya is now expanding its micro, small, and medium enterprise (MSMEs) segment offers. Its Maya Business 1-2-3 Grow Bundle integrates payments, business deposits, and credit solutions. This enables MSMEs to accept card, QR PH, and e-wallet payments with a lower merchant discount rate, earn a 2.5 percent per annum interest rate for business deposits. MSMEs can also access the Maya Flexi Loan offer within just three months of using Maya’s payment solutions. Maya’s suite of lending products includes Maya Credit, Maya Pay in 4, and Maya Personal Loans for consumers, and Maya Flexi Loans, Negosyo Advance, and Negosyo InstaCash for MSMEs.