Leaders of the Asian Secondary Mortgage Market Association (ASMMA) gather at the recently held 9th Annual Meeting of ASMMA and Green Housing Finance in Tokyo, Japan hosted by the Japan Housing Finance Agency (JHF). ASMMA is an organization of secondary mortgage corporations from Indonesia, Japan, Korea, Malaysia, Mongolia, Pakistan, Uzbekistan and the Philippines that aims to provide a basis and platform of ideas and experiences with a view to promote housing finance markets. Secondary mortgage organizations play a crucial role in fostering homeownership by creating opportunities for affordable housing and reducing financial costs. National Home Mortgage Finance Corporation (NHMFC) President Renato L. Tobias (fourth from left) represented the country in this convention.