RCBC DiskarTech launches remittance and loan in-app features

Published January 23, 2023, 8:35 PM

by MB Technews

Millions of RCBC DiskarTech users can now receive remittances from their loved ones overseas through the award-winning mobile app, and apply for quick cash micro loan for as low as P500 with real-time crediting of loan proceeds.

RCBC partnered with PERA HUB, the retail brand of PETNET, Inc. which has been in the financial services industry for over 25 years serving Filipinos through its over 3,000 locations nationwide to enable digital remittance transfers through PERA HUB’s award-winning digital remittance platform. Families of OFWs can now claim their Remitly, Sendah, and Japan Remit Finance Co, Ltd. remittances through RCBC DiskarTech.

The partnership will allow RCBC DiskarTech users in the Philippines to claim remittances from their loved ones and family members straight to their RCBC DiskarTech account. In just a matter of clicks, families in the Philippines can skip the hassle of lining up at remittance centers. Or they can use the remittance proceeds to do fund transfers, pay bills, avail of insurance, and telemedicine, among many others.

Meanwhile, the DiskarTech Loan offers quick and convenient lending services to pre-qualified and verified app users. Those users who have already availed of a P500 loan and have successfully paid it off, will become eligible to borrow higher amounts in their succeeding DiskarTech Loan. The loan amount will automatically be credited in real-time to the user’s RCBC DiskarTech Basic Deposit Account.

“These new features will entice more unbanked and underserved Filipinos from far-flung communities to participate in the cash-lite economy we envision. Through digital financial services done in the comfort of one’s own home, formal banking will now be simple, safe, and fast,” RCBC Executive Vice President and Chief Innovation and Inclusion Officer Lito Villanueva said.

RCBC President and CEO Eugene S. Acevedo said, “The direct remittance and the new quick cash loan feature will enable Filipinos to access finance solutions wherever they are, whenever they need them. This is our continuous commitment to serve Filipinos with the ease, warmth, and trust we at RCBC pride ourselves on.”

PERA HUB is among many pioneering networks of financial service providers in the Philippines. By empowering retail locations that cater to all Filipinos, the service provider focuses on over the counter and digital remittances, cash-in and cash-out services, foreign currency exchange, loans, airline ticketing, e-loading, and microinsurance. It reaches millions of Filipinos through its company-led branches and PERA HUB Remit Partner locations nationwide.

 
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