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Manila Bulletin devider Business devider BPI launches SME loan products

BPI launches SME loan products

Published Sep 13, 2022 02:25 pm

Bank of the Philippine Islands (BPI) has launched new loan products and programs designed to help small and medium enterprises (SMEs) navigate current business challenges and embrace emerging market opportunities.

“While Filipino SMEs are seen as important drivers of our country’s economic growth, they tend to be more vulnerable to market headwinds and volatility, as well as industry disruption and competition. They need support from various sectors in the ecosystem to survive and thrive,” BPI Business Banking Head Dominique Ocliasa said.

Bank of the Philippine Islands logo

He added that, “With our latest BPI Business Banking offerings, we are giving them a helping hand by providing convenient and simple financing solutions, as well as relevant advice and assistance throughout their journey to help execute their ideas, overcome their problems, and strive for bigger achievements.”

BPI said SMEs may leverage on its Ka-Negosyo Loans to help execute their business plans.

Among these is the Ka-Negosyo Credit Line (KCL) which is ideal for recurring business expenses such as raw materials and finished goods inventory, employee wages, utilities, equipment repair and maintenance, and sales or distribution costs.

The Ka-Negosyo Ready Loan (KRL) is available for SMEs with seasonal working capital requirements, such as stocking up on supplies and inventory for Christmas and holidays, harvest seasons, or peak business seasons.

The Ka-Negosyo SME Loan (KSL) can help support SMEs who are aspiring to branch out, expand product lines, purchase new equipment, or meet other capital expenditures.

KSL also has an option for capital expenditures that need longer payment terms, such as major capital asset construction and acquisition. The Property Acquisition Loan (PAL) makes it more convenient and comfortable for the business owner to invest in such an expense.

“With BPI Business Banking’s business solutions and knowledge resources for SMEs, BPI continues to reinvent itself to offer client experiences designed to address their current realities, stay relevant, and provide real value to its key stakeholders,” Ocliasa said.

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