BDO allows card-less ATM withdrawals using QR code

Published February 17, 2021, 5:30 AM

by James A. Loyola

BDO Unibank announced that its clients can now make card-less, QR Code-based withdrawals from select BDO automated teller machines.

“Withdrawing using QR Codes is now available in the Philippines,” said Tovi Mendoza, BDO Senior Vice President and Head of ATM Network & Applied Payment Solutions.

He added that, “Now, our clients will enjoy faster and more convenient transactions, and most importantly, limit the risk of catching COVID-19 since they will touch the ATM surface a lot less.” 

The new service will benefit those who are encouraged to stay home for their health and safety, said Mendoza noting that, “Despite our security controls however, we remind our clients to entrust their Withdrawal QR Codes with others prudently.” 

To generate a QR Code, clients login to their BDO Digital Banking App and choose the option to withdraw via QR and save the QR Code.

Each QR Code is unique to each withdrawal transaction. It is valid for only 24 hours upon generation to protect clients’ account.

BDO clarifies though that a Withdrawal QR Code is different from the Account QR Code used to Send Money.

To withdraw, clients should tap “QR Code Transaction” on the ATM screen and allow the machine to scan their QR Code then wait for the machine to dispense the cash.

Currently, there are over 100 QR-enabled ATMs in Makati City. This year, the bank is looking at installing more of these upgraded machines nationwide.