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Manila Bulletin devider Business devider GSIS opens emergency loan for typhoon victims

GSIS opens emergency loan for typhoon victims

Published Nov 16, 2020 05:30 am

State-run Government Service Insurance System (GSIS) has opened its emergency loan window for members and pensioners affected by "Ulysses", "Rolly" and other typhoons that struck the country since October this year.

In a statement, Rolando Ledesma Macasaet, GSIS president and general manager, said that members and pensioners may borrow P20,000 under the emergency loan program, which is payable in 36 equal monthly installments at only 6 percent interest rate.

GSIS logo (Courtesy of gsis.gov.ph)

Qualified to apply are members who are in active service and not on leave of absence without pay; have no pending administrative or criminal case; and have a net take-home pay of not lower than P5,000 after all required monthly obligations have been deducted.

Those with due and demandable loan accounts and arrears of over six months are also allowed to renew their previous emergency loan from a different calamity, excluded under the COVID-19 Emergency Loan Program.

Members with only three months of paid premiums prior to application date instead of the previous six months may already apply.



"The GSIS Multipurpose loan is a low-interest loan with a one-time waiver of surcharges of your other loan accounts," Macasaet said.

Old-age and disability pensioners are qualified to apply for emergency loan if their resulting net monthly take-home pension after loan availment is at least 25 percent of their basic monthly pension.

To ensure public health and safety, members and pensioners must file their applications through contactless methods: via the pension fund's web-based facility, the Electronic GSIS Member Online (eGSISMO), through email or via dropboxes located in the lobbies of GSIS offices.

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