Tonik, the first digital-only neobank in the Philippines, just recently announced that Tomasz Borowski is the company’s new Group Chief Operating Officer (COO). He will be based in Singapore and employed by Tonik’s holding company Tonik Financial Pte Ltd, while working closely with the Operations team of Tonik Digital Bank Inc, Tonik’s regulated bank subsidiary in the Philippines. Tomasz brings to Tonik 20 years of experience in consumer finance, primarily focused on building efficient operations.
Of late, Tomasz Borowski was the Co-Founder and CEO of Asian fintech credit management leader FLOW, Tomasz was instrumental in overseeing FLOW’s rollout across three markets in Southeast Asia, as well as its achievement of profitability prior to Series B, the first such feat by any fintech in the region. With operations in Vietnam, Indonesia, and India, FLOW has redefined debt collection in Southeast Asia by using AI technologies, ethical practices, and data-driven insights.
Prior to coming to Asia to build FLOW, Borowski gained extensive experience in Consumer Finance across Emerging Europe, at market-leading institutions such as GE Capital, Raifessen Bank, and Platinum Bank. His knowledge of world-class standards and technologies in achieving high levels of efficiency in consumer finance will help Tonik bring its operational excellence to a new level.
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