Dr. George S. Chua
Risk and return
April 23, 2025 10:14 pm
In business school, one of the fundamental lessons is that the greater the risk you undertake, the higher the return you should anticipate. Government-issued bills, notes, and bonds represent essentially sovereign risk and are typically regarded as the safest instruments in the market, consequently offering the lowest interest rates.
Cash is king… sometimes
March 05, 2025 10:23 pm
If you're fortunate enough to be cash flow positive and have money in the bank or investments, you might glean some insights from this. The phrase "cash is king" first appeared in George N. McLean's 1890 book "How to do Business," where he stated, "Avoid credit, remembering that cash is king, credit is a slave."
New start
December 18, 2024 9:58 pm
As the current year comes to a close, we inevitably embark on a new one, always telling ourselves that this year will be better! Here are a few pointers on how to make this a reality. Rid yourself of all the negativity from the past and make space for good things. Have a plan on how to achieve your goals. Make amends for all your past sins. Finally, learn to be thankful and live an honest life.
Responsible expenditures
October 28, 2024 10:39 pm
It is unfortunate that many people struggle to act responsibly when it comes to managing their own finances or, even worse, when spending other people’s money—particularly in organizational roles where they have been appointed or elected.
Maximizing your worth
September 17, 2024 1:49 am
We all know that different people get paid or earn varying amounts of money depending on the work they do and how well they do it. Typically, the job you get or the business you have would depend on a wide variety of factors such as your physical attributes, skills, education, experience, network, family background and other credentials.