Gain new experiences and live life to the fullest


RCBC Bankard, the beloved credit card that aims to make its cardholders lives better, is now RCBC Credit Card! And with this new name, RCBC Credit Card promises to offer stronger and more exciting financial services and perks that will allow cardholders to live life unlimited.

The rebranded RCBC Credit Card focuses on giving great customer experience and value with its array of “Unlimited” lifestyle perks. Partnered with the RCBC Digital App, it is poised to provide strong digital solutions that will allow users to be on top of their spending and finances.

Photo caption: (L-R) Kristina Mañalac (Unionpay Business Development Manager), Yusuke Matsui (JCB Country Manager), Jeffrey Navarro (Visa Country Manager), Ma. Angela C. Mirasol (RCBC Bankard Services Corp FVP and Marketing Group Head), Eugene S. Acevedo (RCBC President and CEO), Arniel Vincent B. Ong (RCBC Bankard Services Corp President and CEO), Simon Javier Calasanz (Mastercard Country Manager)

According to Ma. Angela C. Mirasol, RCBC Bankard Services Corp. First Vice President and Marketing Group Head, the new RCBC Credit Card is created for people who want to live life to the fullest.

“If there is one thing that the pandemic has taught us, it is to have a zest for life. For the past two years, everything was at a standstill. But now, we have a chance to jumpstart our lives. We have a chance to live life to the fullest. It’s time for us to Live Life Unlimited. And with this, we are offering the new RCBC Credit Card, the credit card that can help you live an unlimited life and gain new experiences with its amazing shopping, traveling, and dining perks. Partnered with the RCBC Digital app, it will allow you to manage your budget and transactions anytime, anywhere, with just a few taps”

RCBC Credit Cards users have access to the award-winning RCBC Digital app, which provides cardholders up-to-date information on their credit card usage—such as their credit limit, outstanding balance, due dates, last payment amount, reward points and recent transactions, among others. The app also provides cardholders with a summary of their purchases—listed per category on a month and year-to-date basis—to help them analyze and manage their spending.

The RCBC Credit Card also offers UNLI 0% installment, which allows cardholders to convert their straight purchases made anywhere to three months 0% installment or up to 36 months installment with minimal interest. Meanwhile, the app’s Fast BillsPay feature allows cardholders to pay bills either on-demand or recurring/auto charge basis. And with its UnliPay benefit, cardholders can pay anyone, anytime via real-time fund transfers using their card’s available limit.

While being on top of their finances, cardholders also get to enjoy exciting promotions, with amazing, flexible rewards that will allow them to get the most from their purchases. RCBC Bankard Services Corp. President & CEO Arniel Vincent B. Ong emphasized their commitment to the cardholders of providing more relevant, engaging, and personalized offers. “We make sure that we use data and technology to better understand our cardholders and serve their needs based on their interests and life stage. The exceptional growth in card usages and receivables reflect our deepening relationship with our cardholders. We are sincerely grateful for our cardholders never-ending trust and we would like the RCBC Credit Card to be their indispensable partner as they dine and shop with their loved ones, or when they travel the world and enjoy fresh experiences.”

With RCBC Credit Card’s Unlimited Travel Adventure perks, cardholders get access to airport lounges, free international travel insurance, and free purchase protection. With its Unlimited Shopping Experience, cardholders enjoy deals from partner establishments while earning rewards points which they can exchange for cash rebates, airline miles, gift certificates, bank deposit, payment to your card bill, or even as a donation to their preferred non-government organization!

“As we restart our lives, it’s only fitting to rebrand our credit card to suit the new needs of our customers. The RCBC Credit Card is both a financial service and a lifestyle tool that will help our cardholders live the life they want and the chance to enjoy unlimited experiences,” said RCBC President and CEO Eugene S. Acevedo.

RCBC Credit Card is being issued by the Rizal Commercial Banking Corporation (RCBC) and is being managed by RCBC Bankard Services Corporation. RCBC Credit Card brings with it a trail of awards from well-respected international award-giving bodies. For this year alone, it has been acclaimed as the Best Credit Card Initiative by the Retail Banker International Asia Trailblazer Awards 2022. Its Digital Loan product, which is available through the credit card, has been adjudged Outstanding Digital CX - Loans by the Digital CX Awards 2022.

To apply for an RCBC Credit Card, visit any RCBC Branch or go to rcbccredit.com.