Reinvigorated to protect


UCPB General Insurance is now Cocogen Insurance

For 58 years, Cocogen has proven to be one of the best players in the industry and one of the leading motor car insurance providers in the Philippines today.

With the changing market landscape, Cocogen has strived to stay relevant and the same time create a positive change in the industry. The company’s rebranding initiatives began in 2019 when it changed its corporate brand and logo to Cocogen Insurance together with a new tagline to define its brand pillars – “Committed, Compassionate and Genuine”.

The company has officially changed its corporate name from UCPB General Insurance Company, Inc., to Cocogen Insurance, Inc. as registered with, and certified by, the Securities and Exchange Commission (SEC).

With this new identity, the company has built an image that symbolizes strength, professionalism, credibility, and maturity while introducing a fresh and younger approach to non-life insurance. This is the fruit of all the hard work that every employee poured into creating a relevant and trustworthy brand that will leave a mark in the minds of every stakeholder.

Cocogen extends its sincerest appreciation to its valued business partners, clients, and all stakeholders for all their contributions in achieving this milestone. This milestone challenged Cocogen to stay on top of the game and to continue innovating insurance solutions and services to live up to its brand promise.

Your car is an investment that needs the best protection. As such, Cocogen offers Auto Excel Plus, a value-packed motor insurance with exclusive automotive services.

Auto Excel Plus

Cocogen Auto Excel Plus covers loss or damage to insured vehicle and its accessories/spare parts due to: accident collision or overturning; fire, external explosion, self-ignition or lightning; burglary or theft (including carnapping); malicious acts; transit by road, rail, inland waterway, or lift or elevator.

It covers Compulsory Third Party Liability (CTPL), which is required by law for car registration. There’s also Voluntary Third Party Liability (TPL), which pays for legal liability on bodily injury in excess of the limit set forth under CTPL Coverage. It also pays for property damage to a third party arising from an accident caused by or arising out of the use of the vehicle.

There’s also Auto Personal Accident for Unnamed Driver and Passenger, which takes care of indemnity for accidental death & disablement (AD & D) per seat up to a maximum of the authorized seating capacity on any one occurrence.

Plus Medical Expense Reimbursement pays up to 10% of the AD&D benefit for the driver and passenger arising from an accident on any one occurrence.

Customers can also opt for optional benefits (for an additional premium) such as Extended Service: Road Pal Rescue. This service assists even during the unexpected critical moments on the road. It’s a 24-hour road assistance to Cocogen motorcar policyholders.

Another Extended Service is Gawa Agad, which allows selected repair shops to process their claims instead of having them go to Cocogen branches.

The final optional benefit for an additional premium is the Acts of God clause. Acts of God or Nature pays for loss or damage to the vehicle and its accessories due to flood, typhoon, hurricane, volcanic eruption, earthquake or other natural calamities.

Cocogen makes protecting your car truly easy and worry-free with these value-added extras, making it a one-stop shop for all your car protection needs.