5 reasons to fall in love with an app that literally has red all over its name

Published February 12, 2021, 6:00 AM

by Len Amadora

It’s that exciting time of the year again as January quickly rolls into February, and our Christmas decors get (finally) put back in the closet to make way for—you guessed it—Valentine’s decorations. Yup, V-day is not really just a day, it’s something that we hopeless romantics celebrate all month long. And if you’re in the mood to wear red this February and happen to be a savvy shopper as well, you might just fall in love with an app that quite literally has red all over its name. 

Home Credit, the global consumer finance leader that has served over seven million customers in the Philippines already, has rapidly grown its mobile presence in recent years. Its My Home Credit app, free to download at the Google Play store, has found its way into the smartphones of 1.7 million customers who use the app regularly, and this number continues to skyrocket in the new normal. 

Why did close to two million people fall in love with the My Home Credit app? Read on and you might just fall in love yourself: 

It’s new-normal-proof. As a financial services app, it’s got all the basics covered, and more—if you have a Home Credit loan or credit card, you can conveniently check your account status, pay your monthly Home Credit dues via the app, or even pay for your other bills such as utilities or buy load if you have a Home Credit card. Don’t have a Home Credit loan yet? Not a problem—you can get pre-approved for a loan right inside the app with a few taps on the screen. Signing up to the app is fast and safe as well, using advanced security and identification tools. 

All these features make the Home Credit app more than ready for your financial needs in the new normal. 

It makes online (and physical) shopping a breeze. Speaking of new normal, online shopping has grown by leaps and bounds since last year, and we’ve become best friends with our suking delivery man who brings in our latest purchases. If online shopping is your thing then you’ll love Home Credit’s in-app Marketplace, showcasing a wide variety of gadgets from leading brands such as Apple, Samsung, Huawei, Asus and Xiaomi, that you can get pre-approved for and avail from Home Credit at affordable installments. 

Prefer to do your shopping the “old school” way? The My Home Credit app lets you shop in stores in a uniquely safe way, as Home Credit card users can simply keep their credit cards in their wallets and use QR codes via the app to make purchases at partner stores. It’s cashless, contactless shopping for greater peace of mind when outside your homes.  

It has loads of useful content—and games, too. Itching to buy a new phone but not sure which one to get? Thinking of getting an AC, but worried about electricity consumption? Home Credit makes those hard choices just a little bit easier, as it contains product reviews, consumer tips, how-to guides, and other useful articles, right inside the app. Need a break from all that reading? Enjoy a quick game of Ant Smash, check your daily horoscope and more fun activities, without leaving the app! 

Get discounts from thousands of partners. We Pinoys can’t resist a great deal, whether it’s a buy 1 take 1 promo at the grocery, unlimited Samgyupsal at the mall, or getting a good “last price” from your favorite online seller. With the My Home Credit app’s SMILE program, you get irresistible discounts from thousands of retail partners all over the country—everything from shoes, eyewear and sporting equipment to beauty treatments to all kinds of food and beverage promos. And the most awesome deal of all is that you don’t even need to have an existing Home Credit loan to enjoy these discounts—all you need to do is register in the app, scan the code in the participating store for your chosen deal, and the discount is all yours!     

It keeps on rolling out new services. With all these amazing features, what’s perhaps most exciting of all is the speed at which these features are being released, as well as the ever-growing network of brands and stores that are partnering with Home Credit to offer great products and services to Filipinos. We won’t be surprised if the app’s next big feature is right around the corner—and makes you fall in love with the app even more! 

For more information about Home Credit, visit www.homecredit.ph or follow them on Facebook at www.facebook.com/homecreditph.

 
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